Business Insurance
Workers' Compensation Insurance in Seattle and Washington.
Workers' compensation insurance protects employees and employers from liabilities associated with workplace injury and death. Workers' compensation can provide medical care, disability, rehabilitation, and survivor benefits to those injured or killed in work-related accidents.
What's Typically Covered
- Medical bills
- Disability payments
- Rehabilitation and recovery costs
- Partial missed wages
- Funeral costs and survivor benefits
- Employer's legal defense fees and settlements/judgments should an injured employee sue
Coverage May Be Denied If:
- The injury originated outside the workplace
- The injury was self-inflicted
- The injury resulted from a fight started by the employee
- The injury is related to a felony
- The claim was filed after an employee is terminated or laid off
- The injury was caused while the employee was under the influence of drugs or alcohol
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