Life Insurance
Long-Term Care Insurance in Seattle and Washington.
Long-term care insurance helps protect you financially if you need extended care services due to a chronic illness, disability, or cognitive impairment such as Alzheimer's disease.
Why It Matters
The need for long-term care often arises as people age, but can also be necessary due to accidents, illnesses, or disabilities at any stage of life. The costs can be significant — home health aides, assisted living, and nursing home care can quickly deplete your savings. Planning in advance ensures you have the coverage you need without burdening your family.
What's Typically Covered:
- In-home care and assistance with daily activities
- Adult day care services
- Assisted living facilities
- Nursing home care
- Memory care for cognitive conditions
- Hospice and respite care