Business Owners Policy insurance from Moreland Insurance Agency in Seattle

Business Insurance

Business Owners Policy Insurance in Seattle and Washington.

Business Insurance can help pay the costs of property damage, lawsuits, lost business income, and other covered losses. A Business Owner's Policy (BOP) combines property, general liability and business income coverage into one convenient policy specifically designed to meet the insurance needs of small and mid-size businesses.

General Liability

The general liability portion of a BOP safeguards your business in the event someone makes a claim against you or your business. It provides protection from liability lawsuits resulting from things like a customer slipping on a wet floor, a defective product causing damage to a client's property, or claims that your products or services caused injury. It can also protect you from libel, slander, and certain legal claims related to advertising.

Commercial Property

The property portion of a BOP helps protect business property you own, lease, or rent — including your buildings, equipment, furniture, and inventory. It helps cover repair or replacement costs of stolen, damaged, or destroyed property, including property that isn't yours but was in your care. It can also cover loss of income and covered expenses like rent, payroll, and other financial responsibilities while your property is being repaired or replaced after a fire or other covered loss.

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