Motorcycle insurance
Motorcycle insurance provides financial protection in the event of a motorcycle accident, loss, theft, or damage. Motorcycle insurance includes liability coverage in case you are responsible for another person’s injuries or property damage.
These policies provide coverage for motorcycles, choppers, fast street bikes or “crotch rockets,” mopeds, and even Segways.
A standard motorcycle insurance policy will cover some portion of the costs associated with damage to your bike. It will also provide compensation if you cause harm another person or their property or have legal fees to pay an accident.
Known as “bodily injury and property damage liability,” your motorcycle liability insurance covers the cost of liability claims and legal fees, up to the limits of your policy, if are at fault in an accident.
You can customize your policy to cover the following:
- Full replacement cost of your bike if it is totaled.
- Comprehensive coverage, which will pay for loss or damage due to causes “other than collision.” This includes hail and other weather damage, damage from animals, and most importantly motorcycle theft.
- Medical payments if you require hospitalization or medical care.
- Uninsured/underinsured motorists’ coverage, if another driver is at fault in an accident and does not have adequate insurance to pay your costs.
- Damage or loss to your gear and upgrades, such as transport trailers, sidecars, custom exhaust equipment, and safety apparel like chaps and helmets.
Call:
(206) 594-1126
Fax:
(509) 505-5566
Email:
insurance@morelandagency.com
