Health insurance
Health insurance can be purchased individually or administered through an employer to pay for medical expenses, including doctor visits, hospital stays, prescription drugs, and other medical costs.
Employer Group Coverage:
Group health insurance is purchased by an employer for its employees. When it comes to providing protection for your employees' health, group coverage is one of the best methods. Group coverage not only gives you peace of mind knowing your team has access to quality healthcare, but it also can be more cost-effective than individual insurance plans.
Individual Coverage:
Individual health insurance is a plan a person buys independent of an employer. It can be purchased for themselves or their family. Individual health insurance policies can be obtained directly from the health insurance marketplace, with or without a Broker.
To choose the right health insurance plan, you should consider factors such as your healthcare needs, budget, and the network of providers available to you.
Health insurance plays a crucial role in helping individuals and families access the healthcare they need while protecting against high medical expenses. If you have specific questions or need assistance understanding the details of a health insurance plan, it's advisable to reach out to the insurance provider or a healthcare professional for guidance.
Ancillary Benefits:
- Dental Insurance provides coverage for dental services such as routine check-ups, cleanings, fillings, and other dental procedures. Dental insurance is often offered as a separate plan or as an add-on to a health insurance policy.
- Vision insurance covers eye care services such as routine eye exams, prescription eyewear (glasses or contact lenses), and discounts on vision correction procedures. Like dental insurance, vision insurance is often offered as a standalone plan or as an add-on to health insurance.
- Critical illness insurance provides a lump-sum payment if you are diagnosed with a covered critical illness such as cancer, heart attack, stroke, or organ failure. The benefit can be used to cover medical expenses, treatment costs, or any other financial obligations that may arise during your illness.
- Cancer benefits are additional coverage options which provide enhanced financial support to manage the financial burdens associated with a cancer diagnosis and treatment such as hospital stays, transportation and lodging, home health care and more.
Businesses
Interested in discussing group benefits?
Individuals
Seeking health insurance for yourself?
Call:
(206) 594-1126
Fax:
(509) 505-5566
Email:
lifeandhealth@morelandagency.com
